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Allianz Investment & Retirement

Meine Zukunft Flexinvest - unit-linked life insurance

See all benefits of an unit-linked life insurance:

    ✔    Benefit from capital markets: define the funds and the risk category
            individually - without capital gains taxes.

    ✔    Flexibility: increase capital whenever you want. Or pause the insurance rates and make         withdrawals in case of difficult financial situations.

    ✔    Childcare: financial protection for your child, god- or grandchild.

    ✔    Feel safe about your investments: with a special additional component.

     

  • There is a basic information sheet for the product. You can call it up at the following link or request it on paper under the given contact details.
basic information sheets
Meine Gesundheitsversicherung - Mein Wahlarzt

Meine Zukunft Flexinvest: what´s included?

Benefit from the flexibility of a modern unit-linked life insurance without capital gains taxes.

A life-long contract including the perfect mix: the possibility to achieve higher returns during the decumulation phase as well as the cover pool´s security within the profit phase.

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saving phase

decumulation phase

Chance to achieve higher returns

Are you risk-aware and want to choose flexibly from a variety of different funds? You determine the level of risk and earnings opportunities yourself.

 

included
not included
Add capital flexibly
Invest additional capital to the fund of your choice - again and again.
included
Switch the funds choice - free of charge
included
not included
Option to pause premium payments

In case of urgent financial needs, you can chose to pause your premium payments.

 

included
not included
Coverage in case of occupational disability cover

Protect your saving plan in case of occupational disability.

 

included
not included
Sahnehäubchen
This component secures the returns you already achieved.  component secures already achieved income. If your fund assets in risky funds increase in value by more than 10% within a year, your income will be shifted to a fund with lower risk.
included
not included
Reißleine
This component reduces the risk of volatilities within risky funds. If the fonds value decreases 12% within one week or 6% within one day, the assets, which are invested in these risky funds, will be shifted to fund of lower risk. 
included
not included
Capital withdrawal in profit phase (partially / totally)
Access your savings whenever you need them - once in while or on a regularly base. 
not included
included
Life-long pension in profit phase
Benefit from the guaranteed annuity factor by completing the contract, in case you chose a life-long pension. Allianz will pay your pension, no matter how old you will get!
not included
included
Flexible capital management
Do you would like to invest one part of capital, while the other part is paid on a monthly base? No problem - you decide!
not included
included
Start 55
Decide on your own, when you want to start the profit phase. You can start the earliest from the age of 55. 
not included
included

Externes Video

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IPID-ableben--09-18.pdf 210 KB
IPID-begraebniskosten--09-18.pdf 282 KB
IPID-berufsunfaehigkeit--09-18.pdf 286 KB
IPID-pflegeversicherung--09-18.pdf 208 KB
BIB Flexinvest 241 KB
BIB Flexinvest EE 240 KB
BIB Fixkostenplus 241 KB
BIB Fixkostenplus EE 241 KB
BIB Er- & Ableben 241 KB
BIB Er- & Ableben EE 241 KB
BIB Easyinvest 242 KB
BIB Prolongation klassisch 241 KB
* The key investor information about the funds can be found in our Morningstar Fund Information Service under the item "documents" in the column "key investor information".
Morningstar Funds Information

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