Allianz homeowner insurance: what´s icluded?
‘My Home’ is individually tailored to your needs and requirements – you can choose between three packages depending on the level of protection you need.
The selected insurance cover includes the entire building, including the foundation and basement walls, foundations, outbuildings, enclosures and outdoor facilities.
Maximum protection
|
Homeowner insurance
BASIC |
Homeowner insurance
SMART |
Homeowner insurance
MAX |
included |
included |
included |
€ 2.500,- |
€ 5.000,- |
€ 10.000,- |
Liability
|
€ 5 Mio. |
€ 10 Mio. |
€ 15 Mio. |
---|
included |
included |
included |
Optical damage
|
€ 500,- |
€ 5.000,- |
€ 10.000,- |
---|
Outbuilding
|
5% |
15% |
20% |
---|
Insured costs
|
5% |
15% |
20% |
---|
Sum insured plus (building)
|
30% |
30% |
30% |
---|
Special hazards (vandalism, power surge, short circuit)
|
|
|
|
---|
€ 0, € 200, € 500 or € 1.000 selectable |
€ 0, € 200, € 500 or € 1.000 selectable |
€ 0, € 200, € 500 or € 1.000 selectable |
Exceptional natural events (incl. earthquakes) – increase
|
|
50% of the sum insured, max. € 50.000,- |
50% of the sum insured, max. € 200.000,- |
---|
All risk
|
|
|
|
---|
Energy package – photovoltaic system
|
|
€ 20.000,- or € 40.000,- |
€ 20.000,- or € 40.000,- |
---|
Energy package – solar energy system
|
|
€ 20.000,- or € 40.000,- |
€ 20.000,- or € 40.000,- |
---|
Energy package – heat pump system
|
|
€ 20.000,- or € 40.000,- |
€ 20.000,- or € 40.000,- |
---|
Pool package
|
|
€ 20.000,- or € 40.000,- |
€ 20.000,- or € 40.000,- |
---|
Sewage backwater valve
(-5% storm premium) |
|
|
|
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Allianz global customer satisfaction rating
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202165 Reviews
That's what clients said about us