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My Travel Insurance

With the annual travel insurance, you enjoy 365 days of worldwide and comprehensive insurance coverage when traveling. We cover costs for treatments due to illness or accidents as well as trip interruption. The annual travel protection is perfect for those who travel frequently.
 

Your benefits of the Allianz Annual Travel Insurance

✓ Unlimited travel
All your trips are insured from the first overnight stay up to a maximum duration of 62 days.
✓ Maximum safety
Benefit from cost reimbursement for trip cancellation and interruption, from luggage insurance, rental car excess protection, and much more!
✓ Protection for low cost
The costs are roughly equivalent to a conventional travel insurance for a 2-week trip to the USA.
✓ Affordable family rate
The annual travel insurance is not only available for individuals but also for the whole family. Up to 5 children up to 21 years can be co-insured.

Services of the Allianz Travel Insurance

Top Annual Travel Protection

With our basic package, you enjoy year-round insurance coverage for an unlimited number of trips at home and abroad. We reimburse you for trip cancellation or interruption of private trips up to €3,000, for families up to €5,000. This also applies to COVID-19 illnesses. In addition, we cover medical treatment costs abroad up to €320,000. Luggage insurance and rental car excess protection are also included in our Top Annual Travel Protection.

Top Annual Travel Protection Plus

For even higher coverage of medical treatment costs abroad, trip cancellation, and interruption, the Top Annual Travel Protection Plus offers you ideal protection for your trips. In case of medical treatments abroad, we cover costs worldwide up to €1,000,000. For trip cancellation or interruption, we reimburse you up to €6,000, for families up to €10,000 of the costs.

Get to know, what's included in Allianz Travel Insurance

Quick overview of our travel insurance: 

Why is an annual travel insurance improtant?

Do you travel frequently and want to be well insured, but don't want to worry about travel insurance every time? With Allianz's annual travel insurance, you have a whole year of travel protection for any number of trips. A spontaneous short break, a day trip, or a round-the-world trip - the insurance coverage applies to all types of travel.

Not only is this practical, but it is also more cost-effective than taking out cancellation insurance for each trip.

Where is the Allianz Travel Insurance valid?

Do you travel frequently and want to be well insured, but don't want to worry about travel insurance every time? With Allianz's annual travel insurance, you have a whole year of travel protection for any number of trips. A spontaneous short break, a day trip, or a round-the-world trip - the insurance coverage applies to all types of travel.

Not only is this practical, but it is also more cost-effective than taking out cancellation insurance for each trip.

How much does travel insurance with annual protection cost?

 Case example my travel insurance: Mathias Muster

Mathias Muster (38 years) is a father of three, his children are 6, 8, and 9 years old. Whether a day trip for rowing, a ski weekend, or a long summer vacation – Mathias Muster likes to be on the move with his children. But he wants to make sure he is optimally insured for every excursion and every vacation. For him, trip cancellation and trip interruption protection are just as much a part of good insurance as luggage insurance. He definitely wants to co-insure his three children.

Annual premium for my Top Annual Travel Insurance Plus (including family): €389.

Is the travel insurance valid in case of an existing travel warning?

A travel warning for a specific country is issued by the Austrian Foreign Ministry when there is a general threat to life and limb in that country. In the case of partial travel warnings for parts of the respective country's territory (security level 5) and travel warnings for an entire country (security level), there is no insurance coverage.

If you still travel to one of these countries despite an existing travel warning, you will not have insurance coverage. If you are already at a crisis location when the travel warning is issued, you can contact the Allianz 24-hour emergency center around the clock.

Help at the right time with Allianz Travel Assistance

You lose your passport or credit card on vacation, miss a flight, have an accident, or fall seriously ill - unfortunately, there are many situations on trips where you urgently need help.

That's exactly why Allianz's annual insurance is much more than just cancellation protection. With travel assistance, we stand by your side as a reliable partner for all matters related to your trips.

Whether legal help, questions about the trip, or medical treatment options nearby – our telephone information service offers you helpful support around the clock.

If you need international health insurance or a medically supervised return trip, these and many other costs are also covered by travel assistance.

Back in Austria, we support you after an accident, illness, or hospital stay with assistance services including home meal provision and take care of any necessary rehabilitation management.

Frequently asked questions about Allianz Travel Insurance

Depending on how often you travel, you can choose between a one-time travel insurance and an annual travel insurance. An annual travel insurance is already worth it from one expensive, longer trip per year. In addition, you are automatically insured for short or spontaneous vacations.
Travel insurance provides you with financial protection during your trips. Costs resulting from illness and accidents or the loss of your luggage are covered. Part of the travel insurance is also the trip cancellation insurance. Even for trips canceled at short notice, Allianz reimburses you the costs of private trips.
Response from Allianz needed: How long before the start of the trip can the annual travel insurance be taken out?
The Allianz annual travel insurance replaces costs due to trip cancellation and interruption and also offers, among other things, luggage insurance, rental car excess protection, and foreign health insurance in case of accident and illness.
With the Allianz annual travel insurance, you have the option to take out the insurance for an individual or for families. In the family tariff, up to five children up to 21 years can be co-insured.
For travel insurance with a term of more than 3 years, it can first be canceled at the end of the third insurance year and thereafter annually with a notice period of one month. Additionally, the Allianz travel insurance can be canceled after the occurrence of the insured event.

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